I have been talking with a lot of business owners and one of their biggest beefs is that they cannot get a business loan.  I feel their pain.  My local bank and crdidt union has basically frozen all of their lending funds.  So what is a business owner to do.  

I have been looking into government grants for businesses.  Now getting a grant can be VERY difficult.  there is ALOT of paperwork and legalese.  I would recommend getting a professional to help you if you are going to get a grant.  There is a site called synergyproconsulting.com.  They specialize in getting grants into the hands of business owners.